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We provide short-term collateralized loans to thousands of customers. We make loans on virtually any item that has value. The average loan amount is less than $80.00. Customers have up to 90 days to pay back the loan. More than 75% of all loan customers redeem (pay-off) their loan and retrieve their merchandise.
"Bring collateral and leave with cash in hand."
How a Loan Works:
We provide short-term collateralized loans with no credit checks necessary. You simply bring in the item you wish to leave as collateral (must be unencumbered--you must own the property outright). One of our professional associates will discuss the amount that you wish to borrow. Based on the value of your collateral, the associate will work with you to determine the maximum amount of the loan. Once agreed upon, you will be shown all amounts that will be charged for the loan. If you wish to continue with the loan, you will sign a loan agreement. You will leave the collateral with us and leave the store with cash in hand.
You will have up to 90 days to pick up your loan. At this time you will pay back the original loan amount plus processing fees and interest. You also have the option of extending your loan by just paying the processing fees and interest due. If you decide you do not want to pick up your loan, there is no further obligation. You keep the cash and we keep the collateral.
We also buy items outright, often for more money than the amount of a loan. Have some old gold, electronics, tools (or other items of value, you no longer need)? Just bring them in, and you can leave with cash instantly!